Search — Credit Corp Group

Brand

A company is trading under a name similar to ours — what you should know

26 July 2026. Customer notice: a separate, unconnected business — Credit Corp Financial Services (UK) Limited (10480946), trading as Wallet Wizard — operates under a name similar to our registered Credicorp and Creditcorp brands. How to be sure you are dealing with the genuine Credicorp and Credit Corp. Active — we will update this page.

/articles/brand-protection-notice

Articles

Credicorp Group Limited becomes Credit Corp Group Limited

15 July 2026. Company 17338274 adopts its current legal name. No lending, contract or trade-mark transfer is implied.

/articles/credit-corp-group-limited-name-change

Articles

Credit Corp Group Limited files its first confirmation statement

15 July 2026. Filing-backed activity, capital and joint-holding record made up to 14 July 2026.

/articles/credit-corp-group-limited-confirmation-statement

Articles

Credicorp Group Limited incorporated as company 17338274

14 July 2026. Incorporation record for the company now named Credit Corp Group Limited.

/articles/credicorp-group-limited-incorporated

Articles

The Creditcorp wordmark is now a registered UK trade mark

24 July 2026. The UK IPO entered the Creditcorp wordmark (UK00004379570) on the register, held by CM Beyer Limited in Classes 35 and 36, filed 28 April 2026, renewal due 28 April 2036. The Credicorp mark (UK00004156742) is unaffected.

/articles/creditcorp-wordmark-registered

Brand

The group at a glance

Current-state portfolio and transition map: intended future operator, current lender, related CM Beyer roles and the route to each service.

/portfolio/

Companies

Credicorp Limited (16093826)

Operating lender and UK private limited company, holder of the registered Credicorp wordmark.

/companies/credicorp-limited/

Companies

CM Beyer Limited (17009212)

Related company, joint shareholder, site publisher and registered Creditcorp trade-mark proprietor, with no default servicing-agent role.

/companies/cm-beyer-limited/

Brand

Trade marks

Credicorp (registered) and Creditcorp (registered), with the coexistence agreement.

/trade-marks/

Brand

Lending and regulation

Why body-corporate lending sits outside the FCA consumer-credit regime, under Article 60B FSMA RAO 2001.

/lending-and-regulation/

Brand

For business directors

Hand-off page with deep links into credicorp.co.uk for active services.

/for-business-directors/

Utility

Contact

Active customer contact goes via credicorp.co.uk; this page lists every channel for every kind of enquiry.

/contact/

Utility

Glossary

Plain-English definitions of the technical terms used on this site — Article 60B, body corporate, FOS, FSCS, and more.

/glossary/

Utility

Sitemap

HTML sitemap of every page on this brand site.

/sitemap/

Articles

Seasonal businesses and the working-capital cycle

13 Jun 2026. How hospitality, retail and agriculture manage the working-capital cycle of seasonal peaks and troughs, and where a short company-level bridge fits.

/articles/seasonal-business-working-capital

Articles

The cashflow gap, by industry: why funding needs differ by sector

21 June 2026. Why a company's working-capital gap is shaped by its sector, marking the new Creditcorp industry guides — retail, hospitality, construction, logistics and professional services.

/articles/the-cashflow-gap-by-industry

Articles

News and updates

Brand and trade-mark milestones — index of articles.

/articles/

Articles

The Creditcorp mark nears the end of its opposition window

3 July 2026. The Creditcorp wordmark (UK00004379570), published 15 May 2026, reached the close of its two-month opposition window around 15 July 2026 — a primary-source note, updated to record that the mark was entered on the UK register on 24 July 2026.

/articles/creditcorp-mark-opposition-window-closing

Articles

Late payment and the working-capital squeeze: the follow-through

1 July 2026. The practical follow-through to the late-payment explainer: clean invoicing, a consistent written chase sequence, quoting the statutory figure, and bridging a dated gap only when the timing genuinely demands it.

/articles/late-payment-and-the-working-capital-squeeze

Articles

The Creditcorp group at a glance: who does what

28 May 2026. Group-structure recap — Credicorp Limited lends at credicorp.co.uk and holds the registered Credicorp mark; CM Beyer Limited holds the registered Creditcorp trade mark — two UK companies under one shared sole director.

/articles/creditcorp-group-at-a-glance

Articles

E-commerce and inventory finance: buying ahead of demand

2 June 2026. The cash-conversion cycle behind inventory finance for online retailers — why growth widens the gap, the pre-peak squeeze, and where small, short-term, body-corporate-only working capital fits.

/articles/ecommerce-inventory-finance

Articles

Retentions, WIP and staged payments: the construction cashflow trap

16 Jun 2026. Why construction firms run out of cash while busy and profitable — retentions, work-in-progress and staged payments — and where a short, no-personal-guarantee bridge for incorporated contractors fits.

/articles/construction-retentions-cashflow

Articles

Working capital vs a term loan: matching finance to the need

20 June 2026. Plain-English comparison of working capital finance and a term loan — what each is for, where short-term working capital fits, and a simple test for matching finance to need.

/articles/working-capital-vs-term-loan

Articles

How short-term business finance is priced, in plain English

11 Jun 2026. The real cost drivers behind short-duration business lending — fixed origination work, the cost of money, default risk, term length and the regulatory perimeter. No rates are invented here, because live figures sit with the operator.

/articles/how-short-term-business-finance-is-priced

Articles

The Creditcorp brand transition: a dated, sourced record

21 June 2026. The corporate-record account of the Credicorp-to-Creditcorp brand transition: registered Credicorp mark (UK00004156742), registered Creditcorp mark (UK00004379570, CM Beyer Limited), 30 April 2026 coexistence agreement, both marks in active use. The operator continues at credicorp.co.uk for now.

/articles/the-creditcorp-brand-transition

Articles

Creditcorp signs mutual coexistence agreement with sister company CM Beyer

30 April 2026. Two related UK companies under common directorship confirm full cross-licensing of the Credicorp and Creditcorp trade marks.

/articles/coexistence-agreement

Articles

Creditcorp wordmark published in Trade Marks Journal 2026/020

15 May 2026. UKIPO publishes the CM Beyer Limited application, with the two-month opposition window closing around 15 July 2026.

/articles/creditcorp-application-published

Articles

Nominet DRS complaint filed over the creditcorp.co.uk domain

30 April 2026. DRS 29140: Credicorp Limited asks Nominet to transfer the creditcorp.co.uk domain. Factual record of the filing and procedure.

/articles/drs-complaint-filed-creditcorp-co-uk

Articles

DRS 29140 update: no response received

26 May 2026. The registrant did not respond and mediation was unavailable, so the complaint may go to an independent expert. Procedure only, and ongoing.

/articles/drs-29140-no-response-received

Articles

Why Creditcorp lends to incorporated businesses only

18 Jun 2026. Creditcorp lends to UK incorporated businesses only — Ltd, LLP and PLC. The company is the borrower, not a director or sole trader. Here is why that perimeter exists and who can apply.

/articles/incorporated-only-business-lending

Articles

DRS 29140 decided: creditcorp.co.uk transferred to Credicorp Limited

17 June 2026. Independent expert granted a summary decision — rights established, abusive registration found. Domain transferred to Credicorp Limited, decision dated 2 June 2026.

/articles/drs-29140-decision-creditcorp-co-uk-transferred

Legal

Legal and policies

Brand-site policy hub with privacy, cookies, terms, accessibility, and the separate operator policy route.

/legal/

Legal

Privacy notice

Privacy notice for the brand site. Controller: CM Beyer Limited. Operator privacy at credicorp.co.uk.

/legal/privacy/

Legal

Cookies

Strictly-necessary cookies only by default. Analytics and marketing cookies are opt-in.

/legal/cookies/

Legal

Terms of use

Terms of use for the brand site only — not loan terms or a service contract.

/legal/terms/

Legal

Accessibility

Accessibility statement, WCAG 2.1 AA target and known limitations.

/legal/accessibility/

People

Trama Legal s.r.o. — UK IPO representative

UK IPO representative for both Credit Corp Group trade marks. Address, role, clause 16.2 of the coexistence agreement.

/trama-legal/

Reference

Timeline

Public company and trade-mark events, including Credit Corp Group Limited’s July 2026 incorporation, name change and first confirmation statement.

/timeline/

Reference

Resources

Curated external resources for verifying our facts — Companies House, UKIPO, primary statute, FCA register, FOS, FSCS, and related UK SME credit references.

/resources/

Reference

FAQ

Consolidated frequently-asked-questions landing with deep links to the full answers on the topic pages.

/faq/

Articles

Outside the consumer-credit regime: a longer-form explainer

28 May 2026. Long-form walk through Article 60B and what it means in practice for body-corporate borrowers.

/articles/outside-the-consumer-credit-regime

Articles

Why Creditcorp does not take a personal guarantee

28 May 2026. Why personal guarantees exist, what they do, and why Creditcorp deliberately does not take one.

/articles/why-we-dont-take-personal-guarantees

Articles

The UK SME funding landscape in 2026

9 Jun 2026. A map of how UK small businesses fund themselves — banks, alternative finance, cards/overdrafts, invoice and asset finance — and where a small, short-term body-corporate lender sits.

/articles/uk-sme-funding-landscape-2026

Articles

How to verify a UK business lender in five minutes

28 May 2026. Companies House, UKIPO, FCA register and the structural questions, worked through on Creditcorp as the example.

/articles/verify-a-uk-business-lender-in-five-minutes

Articles

A borrower’s due-diligence checklist before taking finance

5 Jun 2026. Borrower-side companion to verifying a lender: who you are dealing with, what you are signing, how the money behaves, how it ends.

/articles/borrower-due-diligence-checklist

Articles

Reading the coexistence agreement: a non-lawyer's guide

28 May 2026. Clause-group-by-clause-group tour of the trade-mark coexistence agreement.

/articles/reading-the-coexistence-agreement

Articles

The alternatives we recommend you check before applying

28 May 2026. The operator's nine recommended alternatives, longer-form: who each is right for.

/articles/alternatives-we-recommend-you-check-first

Reference

Press

Press sources for Credit Corp Group Limited, the current Credicorp Limited operator, related CM Beyer roles and current trade-mark records.

/press/

Reference

Security

Security signals across the group — brand-site CSP and security headers, plus operator-side signed PDFs, audit log and Open Banking, Stripe.

/security/

Reference

Atom feed (/articles/feed.xml)

Atom 1.0 feed for the brand-site articles index. Subscribe in any feed reader.

/articles/feed.xml

Guides

Plain-English guides to business finance for directors of UK limited companies, LLPs and PLCs — the products, the alternatives, and how to weigh cost.

/guides/

Guides

Business bridging loans explained

What a short-term business bridging loan is, when it fits a UK company, the Creditcorp Bridging Loan terms, worked examples, and where a bridge does not fit.

/guides/business-bridging-loans-explained/

Guides

Revolving credit facilities explained

How a revolving facility such as Credicorp Flex works against a fixed loan — drawing, repaying and redrawing, with interest on the drawn balance only.

/guides/revolving-credit-facilities-explained/

Guides

Paying suppliers in instalments

How a company can spread a supplier bill with Credicorp Slice — the supplier is paid in full today, the company repays over a fixed plan for a flat fee.

/guides/paying-suppliers-in-instalments/

Guides

Invoice finance explained

A plain-English explainer of invoice finance, factoring and discounting — a finance type Creditcorp does not offer — and how it compares to a short bridge.

/guides/invoice-finance-explained/

Guides

Asset finance explained

Hire purchase versus leasing for business equipment — a finance type Creditcorp does not offer — and how it differs from short-term working capital.

/guides/asset-finance-explained/

Guides

Merchant cash advances explained

What a merchant cash advance is — repayment as a percentage of card takings — a finance type Creditcorp does not offer, and how it compares to a company loan.

/guides/merchant-cash-advances-explained/

Guides

Business overdrafts and the alternatives

What a business overdraft is, why incorporated borrowers find them harder to get, and the alternatives — cards, short bridges, invoice and asset finance.

/guides/business-overdrafts-and-alternatives/

Guides

Business credit cards explained

How a business credit card works against short-term company borrowing — revolving credit, the interest-free window, suitability, and who the borrower is.

/guides/business-credit-cards-explained/

Guides

Flat fees versus APR

How a flat fee differs from an APR or daily-interest product, why APR can mislead on very short terms, and how to compare short-term borrowing like for like.

/guides/flat-fees-vs-apr/

Guides

Cost caps explained

What a 100% cost cap means — the total cost of borrowing never exceeds the amount borrowed — and how the cap protects a company borrower.

/guides/cost-caps-explained/

Guides

Secured versus unsecured business borrowing

Secured versus unsecured business credit, what a debenture or charge is, and what no personal guarantee means in practice for a UK company.

/guides/secured-vs-unsecured-business-borrowing/

Guides

Personal guarantees explained

What a personal guarantee is, how it turns company debt into personal debt for a director, and why Creditcorp does not take one.

/guides/personal-guarantees-explained/

Guides

Building business creditworthiness

Practical steps a UK company can take to be more creditworthy — filing at Companies House on time, bank discipline, trade-credit history and the business bureaux.

/guides/building-business-creditworthiness/

Guides

Open Banking for business finance

What Open Banking is, what read-only access to your business bank statements does and does not read, and how it speeds an affordability check.

/guides/open-banking-for-business-finance/

Guides

The cash conversion cycle

Receivables days plus inventory days minus payables days — why a profitable company can still run short of cash, with a worked example.

/guides/the-cash-conversion-cycle/

Guides

Choosing the right business finance

A decision guide for directors — match the shape of finance to the shape of the need, with a comparison table of finance types.

/guides/choosing-the-right-business-finance/

Calculators

Business finance calculators

Seven private, in-browser tools to size and cost business finance — product cost calculators plus working-capital, late-payment, APR and runway tools.

/calculators/

Calculators

Bridging Loan cost calculator

Work out the interest, fee and total to repay on a Business Bridging Loan of £50–£500 over 14–84 days at 0.25% per day, capped at 100%.

/calculators/bridging-loan-cost/

Calculators

Flex facility cost calculator

See the cost of a single Credicorp Flex drawing and the minimum payment due each 14-day cycle — interest on the drawn balance only.

/calculators/flex-facility-cost/

Calculators

Slice instalment calculator

Split a £50–£2,000 supplier bill into 3 or 4 instalments and see the flat 6% fee, the total and the amount per instalment.

/calculators/slice-instalments/

Calculators

Working-capital gap calculator

Estimate your cash conversion cycle and roughly how much working capital your trade ties up at any one time. A planning tool.

/calculators/working-capital-gap/

Calculators

Late-payment interest calculator

Work out the statutory interest (8% plus base rate) and fixed compensation you can claim on an overdue commercial invoice.

/calculators/late-payment-interest/

Calculators

Flat fee to APR converter

Convert a flat fee over a short term into an annualised rate, and see why APR overstates the cash cost of very short borrowing.

/calculators/flat-fee-apr-converter/

Calculators

Cashflow runway calculator

See how many months your company cash lasts at a given net monthly burn — a quick planning check before you borrow.

/calculators/cashflow-runway/

Articles

Late payment of commercial debts: your statutory rights, explained

22 June 2026. The Late Payment of Commercial Debts (Interest) Act 1998 — statutory interest at 8% above base rate and fixed compensation of £40, £70 or £100.

/articles/the-late-payment-act-explained

Articles

Choosing between Credicorp Flex and a Business Bridging Loan

22 June 2026. Fixed sum versus revolving line — the Business Bridging Loan and Credicorp Flex compared side by side, with a plain comparison table.

/articles/choosing-between-flex-and-a-bridging-loan

Articles

When not to borrow: signs a short-term loan is the wrong answer

21 June 2026. A non-promotional list of situations where a short-term loan will not help — and the cheaper or better options to reach for instead.

/articles/when-not-to-borrow

Articles

How a lender assesses whether a company can afford to repay

21 June 2026. What a lender looks at — bank statements, Open Banking, business credit and track record — who makes the final call, and the right to human review.

/articles/how-lenders-assess-affordability

Articles

A director’s loan vs the company borrowing in its own name

20 June 2026. The difference between a director’s loan and external company borrowing, and why external company credit can be the cleaner route.

/articles/directors-loan-vs-company-borrowing

Articles

The true cost of a short-term business loan, line by line

20 June 2026. Interest versus fee versus total, the 100% cost cap, and why a headline APR misleads on a loan that lasts weeks.

/articles/the-true-cost-of-a-short-term-loan

Articles

Understanding business credit scores: what a company score is and isn’t

19 June 2026. What a UK business credit score is, which bureaux produce them, and how it differs from a director’s personal score.

/articles/understanding-business-credit-scores

Articles

What counts as a “business purpose” when a company borrows

19 June 2026. Why the purpose matters, examples of qualifying business uses, and the company-as-borrower line that keeps lending outside the consumer-credit regime.

/articles/what-counts-as-a-business-purpose

Guides

Debentures and charges explained

What a debenture is, fixed vs floating charges, registration at Companies House, and why Creditcorp lends without security or a personal guarantee.

/guides/debentures-and-charges-explained/

Guides

Company credit files and the business bureaux

How a company credit file works, the UK business bureaux, what feeds a company score, and practical steps to improve it.

/guides/company-credit-files-and-bureaux/

Guides

How to read a business loan agreement

The parts of a business loan agreement — parties, amount, charges, term, default and the company as sole obligor. A general explainer, not advice.

/guides/reading-a-business-loan-agreement/

Guides

The Key Information Sheet explained

What a Key Information Sheet is, why a clear pre-contract summary matters, and what a good one sets out before a company signs.

/guides/the-key-information-sheet-explained/

Guides

Early repayment and refunds

How early repayment works on short company credit — no penalty, how the 100% cost cap bounds it, and how Slice refunds an unused fee.

/guides/early-repayment-and-refunds/

Guides

Borrowing as a new company

Finance options for newer UK companies, an honest note that Creditcorp needs six months trading, and what younger companies can do meanwhile.

/guides/borrowing-as-a-new-company/

Guides

Business finance for seasonal trade

Managing the seasonal working-capital cycle — why the trough not the peak is the danger, and where a short company bridge fits.

/guides/business-finance-for-seasonal-trade/

Guides

Avoiding over-borrowing

A disciplined, non-promotional guide to right-sizing company borrowing — borrow for a time-boxed need, match term to need, leave headroom.

/guides/avoiding-over-borrowing/

Articles

Funding a VAT or tax bill without raiding working capital

19 June 2026. Why tax bills bunch up cashflow, the options — saving ahead, Time to Pay, short company finance — and where a small bridge fits.

/articles/funding-a-vat-or-tax-bill

Articles

A director’s duties when the company takes on debt

14 June 2026. The general Companies Act 2006 duties as they bear on borrowing — act within powers, promote success, exercise care. General, not advice.

/articles/directors-duties-and-borrowing

Articles

Debentures and floating charges: how secured business lending works

12 June 2026. What a debenture is, fixed vs floating charges, registration at Companies House, and how this differs from Creditcorp’s unsecured position.

/articles/what-is-a-debenture-and-floating-charge

Articles

Companies House filing deadlines every director should know

10 June 2026. Annual accounts, the confirmation statement, late-filing penalties, and why a clean filing record helps a company’s credit standing.

/articles/companies-house-filing-and-deadlines

Articles

The PSC register explained: who controls a company

8 June 2026. Persons with significant control, why lenders and counterparties check the register, and how to keep yours accurate.

/articles/the-psc-register-explained

Articles

Ltd, LLP or PLC: the body-corporate borrowers Creditcorp lends to

7 June 2026. The three incorporated forms, how they differ, and why each is a body corporate that can borrow in its own name.

/articles/limited-company-vs-llp-vs-plc

Articles

How business credit differs from consumer credit

6 June 2026. The regulatory line, what protections do and do not apply, and why body-corporate lending sits outside the consumer-credit regime.

/articles/how-business-credit-differs-from-consumer-credit

Articles

What happens if a company can’t repay a business loan

4 June 2026. The realistic process, talking to the lender early, why Creditcorp takes no personal guarantee, and where hardship help sits.

/articles/what-happens-if-a-company-cannot-repay

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