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The Creditcorp group at a glance: who does what
If you have arrived here from a loan agreement, a trade-mark notice, or a search for “Credicorp” or “Creditcorp”, the structure can look more complicated than it is. There are two UK companies, one operating brand you already know, and one new brand being introduced. This is the short, factual recap of who does what — written so a director, a journalist, or a curious customer can get the whole picture in a couple of minutes.
Two companies, one director, one group
The Creditcorp group is made up of two UK private companies under common directorship — the two share a single sole director. Neither is a subsidiary of the other in any operating sense; they are sister companies that divide one job in two. One company lends. The other holds the brand and the new trade mark. Keeping those two functions in separate legal persons is deliberate: the lending book and the brand estate have different risks, different counterparties, and different reasons to exist.
- Credicorp Limited — Companies House 16093826, incorporated 21 November 2024. The operating lender. It writes the loans, holds the customer relationships, and trades at credicorp.co.uk. It also holds the registered Credicorp trade mark.
- CM Beyer Limited — Companies House 17009212, incorporated 3 February 2026. The brand and trade-mark holder. It is the applicant for the new Creditcorp wordmark and the publisher of this group site. It does not lend, hold customer accounts, or take applications.
You can verify both on the public register: see our companies index, or go straight to the Credicorp Limited and CM Beyer Limited profile pages, each of which links out to its Companies House record.
Credicorp Limited lends — everything you actually do happens here
Credicorp Limited is the operating company, and it is the only one of the two that touches money. Every product, application, account, statement and payment lives on the operator site at credicorp.co.uk. If you are a borrower, this is the company you have a contract with.
The lending model is narrow and specific, and worth stating plainly because it shapes everything else. Credicorp is an exempt business lender to incorporated UK businesses only — limited companies, LLPs and PLCs. The company is the borrower, not the director and not a sole trader. There is no personal guarantee. Because the borrower is a body corporate rather than an individual, the lending sits outside the FCA’s consumer-credit regime — this is not consumer credit. We explain that perimeter in full on the lending and regulation page and in the longer-form incorporated-only explainer.
What sits on the operator side, not here:
- Applying for a loan or facility — business loans and apply.
- The three products — the bridging loan, Credicorp Flex and Credicorp Slice.
- The customer portal, statements, payments and hardship support.
- Underwriting, affordability checks and the lending decision.
CM Beyer Limited holds the brand and the marks
CM Beyer Limited is the brand-stewardship company. It exists to hold and protect the group’s brand estate and to publish this site. It is named after the group’s holding arrangement rather than after any product, which is why the company name does not say “Credicorp” on the tin.
Two trade marks sit across the group, and the split mirrors the company split:
- Credicorp — UK00004156742, registered 23 May 2025, Classes 36 and 45. Held by Credicorp Limited, the operating lender.
- Creditcorp — UK00004379570, application published 15 May 2026, Classes 35 and 36. Filed by CM Beyer Limited. The two-month opposition window closes around 15 July 2026.
The two marks are licensed to coexist. On 30 April 2026 the two companies signed a Mutual Trademark Coexistence, Consent and Licensing Agreement, which cross-licenses the marks so both can be used in active trade within one group. We walk through that document, clause group by clause group, in reading the coexistence agreement, and the corporate-record account of the whole transition is in the Creditcorp brand transition. The full picture, with the register links, lives on the trade marks page.
So which name is which, and where does it point?
Both spellings are correct; they are distinguished by role and domain, not by being right or wrong. Credicorp is the operating lender and its mark, live today at credicorp.co.uk. Creditcorp is the newer group brand, held by CM Beyer Limited, which this site introduces. The operating lender continues to trade as Credicorp at credicorp.co.uk for now; if that ever changes for customers, the operator says it will tell them directly first.
A simple rule of thumb for where to go:
- Want to borrow, apply, pay, or manage an account? That is the operator — credicorp.co.uk.
- Want the company facts, the trade-mark detail, or the legal record? That stays here on the group site — companies, trade marks, lending and regulation.
For transparency, there is also a related Australian company, Credicorp Pty Limited (ACN 679 428 605). It is mentioned in our records for completeness and is a separate entity from the two UK companies described above. Several unrelated UK companies share similar names too — we list and disambiguate them in other Credicorp and Creditcorp companies.
Why split it this way
Holding the brand apart from the lending book is ordinary, prudent structure. It keeps the trade-mark estate from being entangled with the operating risks of a lender, gives the group a clean place to develop the new Creditcorp identity, and makes the public record easy to read: one company to look at if your question is about a loan, one company to look at if your question is about a name. Nothing about the split changes a single customer’s account or agreement — those all remain with Credicorp Limited at the operator site.