Reverse-chronological. Each piece is a primary-source
write-up of a specific event — a trade-mark filing,
a coexistence agreement, a publication in the Trade Marks
Journal — with links back to the original public
registers.
Each update below is a primary-source write-up of a specific brand or trade-mark event, with links back to the public registers.
The Creditcorp wordmark (UK00004379570), filed by CM Beyer Limited and published on 15 May 2026, is approaching the close of its two-month opposition window around 15 July 2026. A precise, primary-source note on what that milestone means — and what it does not: the mark remains published and pending, not yet registered, and the existing Creditcorp mark is unaffected.
Knowing your statutory late-payment rights is only step one. A practical follow-up to the late-payment explainer: invoice cleanly, chase in a consistent written sequence, quote the statutory figure once a debt is late, and bridge the gap only when you can name the payment that repays the bridge.
Payment terms are a cashflow lever most directors under-use. A practical guide to negotiating the terms you give customers and the terms you take from suppliers — how each moves your working-capital gap, what is reasonable to ask, and how to do it without damaging the relationship.
A practical, plain-English guide to building and running a 13-week rolling cashflow forecast — the single most useful finance tool a director of an incorporated business can keep. What goes in each row, how to update it weekly, and how it tells you what to fund and when.
A plain-English tour of the three parts of a set of company accounts — the profit and loss, the balance sheet and the cashflow — and what a lender actually reads in each. What the numbers signal about whether a company can afford to borrow, written for directors, not accountants.
When a business customer pays late, the Late Payment of Commercial Debts (Interest) Act 1998 gives you statutory interest at 8% above the Bank of England base rate plus fixed compensation of £40, £70 or £100. An educational explainer of the rights and figures.
A fixed lump sum or a revolving line? The Creditcorp Business Bridging Loan and Creditcorp Flex compared side by side — how each is structured, when each fits, and a plain comparison table to help directors choose.
A company's working-capital gap is shaped by its sector — how it gets paid, how it buys stock, how seasonal its trade is. Marking the new Creditcorp industry guides, this explains why the cashflow gap differs across retail, hospitality, construction, logistics and professional services — and what that means for the funding a business actually needs.
The authoritative corporate-record account of the Creditcorp brand transition — the registered Creditcorp mark (UK00004156742), the pending Creditcorp mark (UK00004379570, CM Beyer Limited, published 15 May 2026), the 30 April 2026 coexistence agreement, both marks in active use within one group, and the operating lender continuing at credicorp.co.uk for now.
An honest, non-promotional look at the situations where a short-term loan will not help — structural shortfalls, no repayment source, borrowing to repay borrowing — and the cheaper or better options to reach for instead.
How a lender works out whether an incorporated business can afford to repay — bank statements, Open Banking, business credit and track record — and why people, not just algorithms, make the call, with a right to human review under UK GDPR Article 22.
Working capital finance and a term loan solve different problems. A plain-English comparison of the two — what each is for, where short-term working capital actually fits, and a simple test for matching the shape of the borrowing to the shape of the need.
A director’s loan and the company borrowing externally are not the same thing. The difference, the general tax and accounting flags to take to your accountant, and why external company credit can be the cleaner route.
Interest, fee, total — and a 100% cost cap. The true cost of a short-term business loan broken down line by line, and why a headline APR misleads on a loan that lasts weeks rather than years.
A company credit score is not a director’s personal score. What a UK business score is, which bureaux produce them, what data feeds a company score, and how it differs from the score a director holds as an individual.
When a company borrows, the money must serve the business. Why the purpose matters, examples of qualifying business uses, and the company-as-borrower line that keeps the lending outside the consumer-credit regime.
Why tax bills bunch up cashflow, the options for meeting them — saving ahead, HMRC Time to Pay, short company finance — and where a small, short-term bridge fits.
Creditcorp lends to UK incorporated businesses only — limited companies, LLPs and PLCs. The company is the borrower, not a director or a sole trader. Why that perimeter exists, what a body corporate is in law, and what it means for who can and cannot apply.
A Nominet independent expert granted a summary decision in DRS 29140 — rights established, creditcorp.co.uk found to be an abusive registration. The domain has been transferred to Credicorp Limited. Decision dated 2 June 2026; transfer completed 17 June 2026.
Construction firms can be busy and profitable on paper yet run out of cash. Retentions hold back a slice of every payment for a year or more, work-in-progress forces you to fund the build before you can bill it, and staged payments delay each bill once raised. How the trap works, why it bites incorporated contractors hardest, and where a short, no-personal-guarantee bridge fits.
The general duties under the Companies Act 2006 as they bear on borrowing decisions — act within powers, promote the success of the company, exercise reasonable care. General information for directors, not advice.
Hospitality, retail and agriculture earn in bursts but spend all year. How the seasonal working-capital cycle works, why the trough — not the peak — is the dangerous part, and where a short, company-level bridge fits or does not.
What a debenture is, the difference between a fixed and a floating charge, how charges are registered at Companies House, and how this differs from Creditcorp’s unsecured, no-personal-guarantee lending.
Short-term business credit is not priced like a mortgage or a multi-year SME term loan. This explainer walks through the real cost drivers — fixed origination work, the cost of money, default risk, term length and the regulatory perimeter — without quoting any specific rate. For live figures, ask the operator.
Annual accounts, the confirmation statement, the consequences of late filing, and why a clean filing record helps a company’s credit standing. A plain-English guide to Companies House deadlines.
A map of how UK small businesses fund themselves in 2026 — banks, the alternative-finance market, cards and overdrafts, invoice and asset finance — and where a small, short-term, body-corporate-only lender like Credicorp Limited actually sits within it.
Persons with significant control, why lenders and counterparties check the PSC register, and how to keep yours accurate. A plain-English explainer for directors of UK companies.
The three incorporated forms — private limited company, LLP and PLC — how they differ, and why each is a body corporate that can borrow in its own name.
The regulatory line between business and consumer credit, what protections do and do not apply, and why body-corporate lending sits outside the consumer-credit regime under Article 60B FSMA RAO 2001.
The borrower-side companion to verifying a lender: a four-part checklist a UK company can run on a prospective lender before signing — who you are dealing with, what you are actually signing, how the money behaves over the term, and how the relationship ends.
The realistic process when a company struggles to repay — talking to the lender early, why Creditcorp takes no personal guarantee, and where hardship help sits. An honest, non-promotional explainer.
Online retailers pay for stock weeks before the sales arrive. A sector explainer on the cash-conversion cycle behind inventory finance, why growth widens the gap, the pre-peak squeeze, and where small, short-term, body-corporate-only working capital from Credicorp Limited actually fits.
A plain-English recap of the group structure: Credicorp Limited is the operating lender at credicorp.co.uk and holds the registered Creditcorp mark; CM Beyer Limited holds the new Creditcorp brand and trade-mark application. Two UK companies, one shared sole director — and a simple rule for where to go.
A more detailed walk through Article 60B FSMA RAO 2001 and what it means in practice when your company borrows from a body-corporate-only lender — what protections do and do not apply, and how to evaluate an offer.
A personal guarantee turns a company debt into a personal debt. Creditcorp does not take one. Here is what that means for directors, and how it relates to the body-corporate-only lending position.
A short, repeatable due-diligence routine for any UK business-credit offer — Companies House, UKIPO, FCA register, and the structural questions that matter. Worked on Credicorp Limited as the example.
A clause-group-by-clause-group tour of the Mutual Trademark Coexistence, Consent and Licensing Agreement between Credicorp Limited and CM Beyer Limited — what it does, why each section is there, and what it does not do.
If you searched for "Creditcorp" or "Creditcorp" and landed here, there are at least four other UK-registered companies with similar names. This piece lists them, links to each Companies House record, and explains how to tell which is ours.
The operator lists nine alternatives borrowers should check before applying for a Creditcorp loan. This is the longer-form version of why each one is on the list, and what kind of borrower each is right for.
As of 26 May 2026 the registrant of creditcorp.co.uk had not responded to the Nominet DRS complaint. With no response, mediation is unavailable and the complaint can be referred to an independent expert. Procedure only; the case is ongoing.
The UK Intellectual Property Office published the CM Beyer Limited application for the new Creditcorp wordmark on 15 May 2026. The two-month opposition window closes around 15 July 2026.
Credicorp Limited has asked Nominet's Dispute Resolution Service to transfer the creditcorp.co.uk domain (reference DRS 29140). A neutral, factual record of the filing and the procedure that follows.