Every FAQ on the site, in one place.
Grouped by topic. Each one also links to the page where it's covered in more depth.
The trade marks
More on Trade marks.
How is Creditcorp different from Creditcorp?
They are two different UK trade marks held by two different UK companies that happen to be under common directorship. Creditcorp (mixed case, blue type with a green arc above) is the existing mark held by Credicorp Limited. Creditcorp (all-capitals, teal and black with a connected-dot device) is the new mark applied for by CM Beyer Limited and currently pending registration.
Why are there two trade marks?
Because the group operates two legally distinct UK companies, each needing its own brand protection. The existing Creditcorp mark covers the operating lender's services. The new Creditcorp mark will cover a wider group identity. Both marks coexist under a written agreement between the two companies.
What does "Application Published" mean?
It means the UK Intellectual Property Office has accepted the Creditcorp application as meeting the formal requirements for registration and has published it in the Trade Marks Journal for two months. During that window, anyone with prior rights can file an opposition. If no opposition is filed (or any opposition is unsuccessful), the IPO proceeds to issue a registration certificate.
When will Creditcorp be registered?
The standard UK opposition window is two months from publication. Creditcorp was published on 15 May 2026, so that window closes around 15 July 2026 — extendable to around 15 August 2026 if a notice of threatened opposition (form TM7A) is filed within the first two months. After the window closes without opposition, the IPO proceeds to registration.
Who can I contact about the trade marks?
The UK IPO representative for both marks is Trama Legal s.r.o., 86–90 Paul Street, London EC2A 4NE — identified as such on the UKIPO register and in clause 16.2 of the coexistence agreement.
Lending and regulation
More on Lending and regulation.
Are you FCA-regulated?
No. Credicorp Limited is not authorised by the Financial Conduct Authority for consumer credit lending, and is not required to be authorised in order to lend to UK limited companies and LLPs. Lending to a body corporate is outside the FCA's consumer-credit regime.
Is a Creditcorp loan covered by the Financial Ombudsman Service?
No. FOS jurisdiction follows regulated activities. Credicorp's business lending is not a regulated activity, so the FOS does not have jurisdiction over complaints about it. The operator runs an internal complaints process at credicorp.co.uk; unresolved disputes ultimately go to the courts.
Is a Creditcorp loan covered by the Financial Services Compensation Scheme?
No. FSCS protection is for failure of authorised firms. Body-corporate lending sits outside the regulated perimeter, so FSCS does not apply.
Does the Consumer Credit Act 1974 apply?
No. The CCA 1974 governs credit agreements with individuals and small non-corporate partnerships. A UK limited company or LLP is not an individual and not a non-corporate partnership.
What if I am a sole trader, not a limited company?
Creditcorp does not lend to sole traders or individuals. See the eligibility section at credicorp.co.uk/business-loans for full criteria.
Products
More on Products.
How much can Creditcorp lend?
It depends on the product. The Business Bridging Loan and Creditcorp Flex both run from £50 to £500 (a single lump sum, or a revolving credit limit). Creditcorp Slice covers a supplier bill of £50 to £2,000, split into instalments.
Does Creditcorp take a personal guarantee?
No. Creditcorp does not take a personal guarantee on any of the three products. The borrower is the company, not the director.
How quickly are loans funded?
The operator reports same-working-day funding if the agreement is signed before 3 pm UK time. The application takes about five minutes; a real person reviews each file before approval.
What is Creditcorp Slice?
Creditcorp Slice is short-term unsecured business credit that splits a one-off supplier bill (£50 to £2,000) into three or four instalments over up to eight weeks. The supplier is paid in full straight away; the company repays by Direct Debit on dates it chooses. The cost is a flat 6% fee of the bill, with a £12 capped late fee per missed instalment and a 100% cost cap. Early repayment is free and the unused fee is refunded.
How does Creditcorp decide whether to lend?
Affordability comes first, assessed mainly from the last six months of business bank statements shared by read-only Open Banking or PDF. Credit screening runs against business bureaux (Experian Business, Creditsafe, Equifax Business) — there is no personal credit check on the director — alongside a standard anti-money-laundering and sanctions check. Straightforward cases can be decided automatically within minutes; anything showing hardship or looking unusual is routed to a human reviewer.
Can I ask a person to review a declined application?
Yes. If an application is declined by an automated decision, you can ask for human review under UK GDPR (Article 22, as given effect by section 14 of the Data Protection Act 2018). The original decision is set aside, a member of the credit team reviews the file from scratch, and you receive a fresh written outcome.
What does borrowing actually cost?
As an illustration on the published rates: a £300 Bridging Loan over 30 days costs £22.50 interest plus the £5 establishment fee — £327.50 to repay. A £600 Slice bill costs a flat £36 (6%), repaid as four instalments of £159. Interest on the Loan and Flex is 0.25% per day on the outstanding balance; Slice has no interest, only the flat fee. Every product is capped so the total never exceeds 100% of the amount borrowed.
About this brand site
More on About the group.
Is this site the same as credicorp.co.uk?
It is a different domain published by CM Beyer Limited (Companies House 17009212). The active lender website is credicorp.co.uk, published by Credicorp Limited. This brand site explains the group, the two trade marks, and the regulatory position; it does not take applications or accept payments.
How do I contact Creditcorp Group about a Creditcorp loan?
Customer enquiries on a Creditcorp loan are handled by the operator at credicorp.co.uk/contact-us, not by this brand site. The brand site has no phone, email or contact form of its own.
Looking for a Creditcorp customer support article instead? The operator's support centre is at credicorp.co.uk/support.
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