---
title: "Products"
description: "Credicorp Limited lends short-term business credit to UK limited companies, LLPs and PLCs. Three products: the Business Bridging Loan (£50–£500 over 14–84 days), Creditcorp Flex (revolving facility) and Creditcorp Slice (supplier bills of £50–£2,000 split into 3–4 instalments, 6% flat fee). No personal guarantee. Apply at credicorp.co.uk."
canonical: "https://creditcorpgroup.co.uk/products/"
locale: "en-GB"
updated: "2026-06-22"
---

# Short-term business credit.

Three products, one principle: the borrower is the company,
 not the director. You apply over on credicorp.co.uk —
 this page is just here to explain how each one works.

## The three products

A single lump sum, an ongoing facility, or a supplier bill paid in instalments. Whichever you pick, the company borrows — never the director.

### Business Bridging Loan

[Apply at credicorp.co.uk →](https://credicorp.co.uk/business-loans/)

### Creditcorp Flex

[Open at credicorp.co.uk →](https://credicorp.co.uk/business-credit-facility/)

### Creditcorp Slice

[See Creditcorp Slice →](https://credicorp.co.uk/credicorp-slice/)

[Compare all three side by side →](https://credicorp.co.uk/compare/)

## The three, side by side

Everything in one place, so you can weigh them up. The figures are the operator's published terms — always check the live product page before you apply.

|  | Bridging Loan | Creditcorp Flex | Creditcorp Slice |
| --- | --- | --- | --- |
| Shape | One lump sum | Revolving facility | A supplier bill, split into instalments |
| Amount | £50 – £500 | £50 – £500 limit | £50 – £2,000 bill |
| Pricing | 0.25%/day on principal | 0.25%/day on drawn balance | 6% flat fee of the bill |
| Term | 14 – 84 days | Ongoing | 3–4 instalments, up to 8 weeks |
| Cost cap | 100% of principal | 100% per drawing | 100% of the bill |
| Best when | You need a fixed sum for a fixed period | You want credit on tap, repaid and reused | You need to pay a supplier now, over time |
| Personal guarantee | None | None | None |
| Borrower | The company | The company | The company |

## Which one fits?

Three situations we see a lot. They're made-up examples, not real customers — just an easy way to show how the three differ.

### A one-off gap to bridge

A confirmed contract starts next month, but stock has to be bought now. You know the exact amount and when you can repay.

### Uneven, recurring needs

Cash flow rises and falls week to week. You want a limit you can draw on, repay, and draw again — paying only for what you use.

### A supplier wants paying today

An invoice is due now, but it suits the business to spread the cost. The supplier is paid in full today; you repay in instalments.

## How each one works

Three steps each, in plain terms. Applying and drawing down both happen on credicorp.co.uk.

### Business Bridging Loan

### Creditcorp Flex

### Creditcorp Slice

## How a decision is made

We don't assess applications here — the operator does that over at credicorp.co.uk. Here's how it works.

### What the decision looks at

### What it deliberately ignores

Demographic characteristics, postcode-based inference on its own, social-media activity, and unverified hearsay are excluded from the decision.

### People, not just algorithms

Straightforward applications can be decided automatically within minutes, so a same-day outcome is common. Cases that show signs of hardship, or that look unusual for a returning customer, are routed to a human reviewer from the start. And if an automated decision goes against you, you have the right under [UK GDPR Article 22](https://www.legislation.gov.uk/ukpga/2018/12/section/14) to ask for human review: the original decision is set aside, the file is reviewed afresh by a member of the credit team, and you receive a new written outcome.

[Read the operator's full underwriting note →](https://credicorp.co.uk/how-we-lend/)

## Eligibility

Full operator eligibility detail is at
 [credicorp.co.uk/what-we-offer](https://credicorp.co.uk/what-we-offer/).

## Who Creditcorp does not lend to

Body-corporate lending is the only direct-lending business
 Credicorp Limited does. There is no personal-loan product
 — see [/lending-and-regulation/](https://creditcorpgroup.co.uk/lending-and-regulation/)
 for why the perimeter is drawn there.

## How the application works

Full walkthrough: [credicorp.co.uk/how-it-works](https://credicorp.co.uk/how-it-works/).

## Honest about cost

These are small short-term loans. They are not cheap
 relative to a business overdraft, a business credit card,
 or a longer-term business loan, and the operator is upfront
 about that. For most cash-flow needs, there is a cheaper
 option — business overdraft, business credit card,
 invoice finance, asset finance, a grant, a larger SME loan,
 a director's loan, or simply asking a customer to pay
 early.

The operator's business-loan page lists nine alternatives
 the operator recommends checking first before applying for
 a Creditcorp loan:
 [credicorp.co.uk/business-loans](https://credicorp.co.uk/business-loans/).

### Worked examples

Illustrations using the published rates above. Repaid on schedule; actual figures depend on the amount, term and timing of repayments. Always confirm the live cost at the point of application.

| Product | You take | Over | Charge | Total to repay |
| --- | --- | --- | --- | --- |
| Bridging Loan | £300 | 30 days | £22.50 interest + £5 fee | £327.50 |
| Bridging Loan | £500 | 60 days | £75.00 interest + £5 fee | £580.00 |
| Creditcorp Flex | £200 drawn | 20 days | £10.00 interest (+£5 first drawdown) | £215.00 |
| Creditcorp Slice | £600 bill | 4 instalments | £36.00 flat fee (6%) | £636.00 (4 × £159.00) |

Interest on the Loan and Flex is 0.25% per day on the outstanding/drawn balance; the £5 establishment fee is one-time. Slice is a 6% flat fee with no interest. Every product is capped so the total cost never exceeds 100% of the amount borrowed.

## What protections do and do not apply

A Creditcorp business loan is **unregulated business
 credit**. Three practical consequences a borrower
 should know about:

These follow from
 [Article 60B of the FSMA Regulated Activities Order 2001](https://creditcorpgroup.co.uk/lending-and-regulation/),
 not from any choice by Creditcorp. Body-corporate lending
 sits outside the FCA consumer-credit regime.

## Where to go next